Document Type : Research Article
Authors
1 College of Ferdowsi University of Mashhad
2 Ferdowsi University of Mashhad
Abstract
Abstract
In this study, effect of insurance on chemical inputs utilization (environmental effects of insurance) is surveyed. Data of this research collected by using stratified random sampling method and interview with 150 wheat producers (insured and non-insured) of North Khorasan province in 2004. Results showed that education, size of family, farm ownership, land fragmentation, participation in extension classes, land cultivated and risk aversion have positive effect and age of farmer and premium receipts have negative effect on insurance demand. Probability of insurance adoption by wheat producers causes decreasing of poison and chemical fertilizer and so increasing of environmental benefits. Regard to results, attempt for insurance coverage all wheat farmers, training on chemical inputs utilization and targeting of target groups orientated to insurance suggestied.
Keywords: Fertilizers, environmental benefits, Probit, demand function
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